Why choose Modak over Greenlight?

All-in-one money app and Visa® Debit Card for kids & teens with no monthly fees

Open an account in minutes

FROM THE INVESTORS OF

So, why do families love us?

No monthly subscription fees

Unlock the all-in-one app and debit card to manage chores, set savings goals, and learn financial skills with no monthly fees.

Savings app for kids & teens

An app that sets the standard in its field

One app for everyone. Parents can manage chores, allowance, and savings. Kids learn and get rewarded.

Savings app for kids and teens

Every customer is a priority

Need help? We're here 24/7! Reach out anytime, we're always ready to help you!

Savings app for kids & teens

Assign chores and hone lifetime habits

Assign chores with custom rewards to teach kids the value of work —from classic tasks like vacuuming to skill-building activities like budgeting.

Savings app for kids and teens

They learn how to save money

Kids can set and share savings goals in their app—from sneakers to college funds—allowing you both to contribute together.

Savings app for kids & teens

Adding money has never been this seamless

Easily add money to an account via bank transfer, debit/credit card, or a link for gift contributions from friends and family.

Savings app for kids and teens

Set allowance or mimic a paycheck

Set a personalized allowance on a schedule that works for you and your kid.

Savings app for kids & teens

Your money is safe with Modak

Encryption for privacy
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We use encryption to keep your sensitive information secure while it's being transmitted. Our strict data protection policies, including careful data retention and deletion practices, ensure we only keep your information for as long as needed.
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Biometrics for extra security
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At Modak, we prioritize your security with features like fingerprint and facial recognition for app access.
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FDIC Insurance for your family’s money
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Your account is issued by Lewis & Clark Bank, member FDIC. This means your funds in this account may be eligible for up to $250,000 of FDIC insurance. The FDIC's deposit insurance coverage only protects against failure of a FDIC-insured depository institution.
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Parental controls
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You can easily lock and unlock your kid’s card, ensuring you have control over their spending. Additionally, Modak ensures safety by not allowing transactions with unsafe merchants and provides real-time notifications every time they make a purchase, offering you peace of mind.
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In-app 24/7 Customer support
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Our customer service team is always willing to help and ready to provide top-notch service. If any issue occurs, it becomes our top priority. You can get assistance from our dedicated 24/7 customer service, ensuring your concerns are addressed promptly and effectively.
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Trusted by customers just like you

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

4.8 App Store Rating

Based on thousands of reviews as of June 24th, 2024

Seeking answers? FAQ to the rescue!

¿Puedo añadir mi tarjeta a Apple Pay o Google Pay?

¡Sí! No solo puedes pedir una tarjeta física, ¡sino que también puedes agregarla virtualmente a Apple Pay o Google Pay!

¿Cómo mantenemos segura y protegida la información personal confidencial?

Hemos implementado varias formas de proteger su información personal:

  • Cifrado: Toda la información confidencial se cifra en los protocolos estándar de tránsito.
  • Controles de acceso: El acceso a la información confidencial está restringido a un número limitado de personal autorizado, que está sujeto a verificaciones de antecedentes y monitoreo de seguridad continuo.
  • Políticas de protección de datos: Modak ha establecido políticas estrictas de protección de datos, incluidas políticas de retención y eliminación de datos, para garantizar que la información confidencial no se conserve durante más tiempo del necesario.
  • Cumplimiento: Modak se adhiere a las normas de seguridad y privacidad pertinentes, incluidas las impuestas por la Oficina de Protección Financiera del Consumidor (CFPB), para garantizar que la información confidencial se maneje de manera que cumpla con los más altos estándares de seguridad y privacidad.

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¿Qué edad debo tener para unirme a Modak?

Para inscribirte, debes tener entre 13 y 17 años. Tus padres o tutores serán los titulares de la cuenta y te permitirán usarla. Las cuentas para menores de 13 años estarán disponibles pronto.

¿Hay algún cargo?

No hay cargos ocultos asociados a Modak. No cobramos por abrir una tarjeta ni por la mayoría de nuestros servicios. Sin embargo, si necesitas servicios rápidos o premium, nuestra aplicación te los mostrará y te pedirá permiso antes de cobrar las tarifas. Si no, puede utilizar nuestros servicios regulares, que son la mayoría de nuestros servicios, ¡de forma gratuita!

See all FAQs

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Stay Tuned

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of June 24th, 2024

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Referral Program Terms and Conditions apply.

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