Secure finances for
your family

Comprehensive security, compliance, and support for your peace of mind.

Open an account in minutes
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

FROM THE INVESTORS OF

Your money is safe with Modak

Encryption for privacy
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We use encryption to keep your sensitive information secure while it's being transmitted. Our strict data protection policies, including careful data retention and deletion practices, ensure we only keep your information for as long as needed.
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Biometrics for extra security
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At Modak, we prioritize your security with features like fingerprint and facial recognition for app access.
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Parental controls
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You can easily lock and unlock your kid’s card, ensuring you have control over their spending. Additionally, Modak ensures safety by not allowing transactions with unsafe merchants and provides real-time notifications every time they make a purchase, offering you peace of mind.
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In-app 24/7 Customer support
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Our customer service team is always willing to help and ready to provide top-notch service. If any issue occurs, it becomes our top priority. You can get assistance from our dedicated 24/7 customer service, ensuring your concerns are addressed promptly and effectively.
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Trusted by customers just like you

This app is amazing at teaching kid how to save and earn at the same time so I recommend this for early learners

- Mervin R.

It is super helpful and I can set goals to save money to buy something I want!

- Ella K.

It helps me I'm 13 it teaches me how to save my money

- Phoenix D.

This app is amazing at teaching kid how to save and earn at the same time so I recommend this for early learners

- Mervin R.

It is super helpful and I can set goals to save money to buy something I want!

- Ella K.

It helps me I'm 13 it teaches me how to save my money

- Phoenix D.

4.8 App Store Rating

Based on thousands of reviews as of June 24th, 2024

Open your account
in minutes

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No minimum deposits or
monthly fees required.*

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Seeking answers? FAQ to the rescue!

¿Puedo añadir mi tarjeta a Apple Pay o Google Pay?

¡Sí! No solo puedes pedir una tarjeta física, ¡sino que también puedes agregarla virtualmente a Apple Pay o Google Pay!

¿Cómo mantenemos segura y protegida la información personal confidencial?

Hemos implementado varias formas de proteger su información personal:

  • Cifrado: Toda la información confidencial se cifra en los protocolos estándar de tránsito.
  • Controles de acceso: El acceso a la información confidencial está restringido a un número limitado de personal autorizado, que está sujeto a verificaciones de antecedentes y monitoreo de seguridad continuo.
  • Políticas de protección de datos: Modak ha establecido políticas estrictas de protección de datos, incluidas políticas de retención y eliminación de datos, para garantizar que la información confidencial no se conserve durante más tiempo del necesario.
  • Cumplimiento: Modak se adhiere a las normas de seguridad y privacidad pertinentes, incluidas las impuestas por la Oficina de Protección Financiera del Consumidor (CFPB), para garantizar que la información confidencial se maneje de manera que cumpla con los más altos estándares de seguridad y privacidad.

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¿Qué edad debo tener para unirme a Modak?

Para inscribirte, debes tener entre 13 y 17 años. Tus padres o tutores serán los titulares de la cuenta y te permitirán usarla. Las cuentas para menores de 13 años estarán disponibles pronto.

¿Hay algún cargo?

No hay cargos ocultos asociados a Modak. No cobramos por abrir una tarjeta ni por la mayoría de nuestros servicios. Sin embargo, si necesitas servicios rápidos o premium, nuestra aplicación te los mostrará y te pedirá permiso antes de cobrar las tarifas. Si no, puede utilizar nuestros servicios regulares, que son la mayoría de nuestros servicios, ¡de forma gratuita!

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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of October 31st, 2024.

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of October 2024) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USD is processed instantly upon meeting the minimum balance requirement. This program does not accrue interest and (0.00% APY) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.

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