The money app for families

One app for everyone. Parents can manage chores, allowance, and savings. Kids learn and get rewarded.2

Open an account in minutes
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
Savings app for kids and teens
Total Savings
$55.30
Completed Chores
5 Chores
Completed Chores
5 Chores

FROM THE INVESTORS OF

Chores app for kids and teens
For Parents

Family-wide Benefits

Personalized debit card

Visa® debit card¹ for kids with no monthly fees* and no-cost delivery.

Chores & Allowance

Assign chores & give allowance to your kids seamlessly.

Savings goals

Help your kids save for their goals, from buying a book to funding their college education.

Monitor spending

Monitor your kid’s finances within the app.

For kids & teens

Good Habits, Gamified

Kids and teens can earn in-app rewards points2 by actively learning and engaging. MBX can easily be converted into pocket money with their Modak Visa® Debit Card1

Learning & Challenges

New challenges every week with rewards for completing them. Financial learning, reading and more.

Walk & Earn

Rewards for walking 5,000 steps a day.

Daily Rewards

New rewards every day in the app by doing your daily scratch.

Shop, Scratch, & Get Rewards

Kids can earn surprise rewards and financial tips with each purchase.5

Trusted by customers just like you

Great card!! My son is so happy and is more responsible with the chore money he earns now! Having this card is teaching him to be financially responsible.

- Heather W.

This app makes it so easy to manage your kid’s allowance, we’ve been using it for 1 year and it keeps improving!

- Bridger K.

I really like this app because you can learn while you're also earning 😁 10/10!!!

- Lamiyah H.

Great card!! My son is so happy and is more responsible with the chore money he earns now! Having this card is teaching him to be financially responsible.

- Heather W.

This app makes it so easy to manage your kid’s allowance, we’ve been using it for 1 year and it keeps improving!

- Bridger K.

I really like this app because you can learn while you're also earning 😁 10/10!!!

- Lamiyah H.

4.8 App Store Rating

Based on thousands of reviews as of June 24th, 2024

Open your account
in minutes

Get started

No minimum deposits or
monthly fees required.*

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Seeking answers? FAQ to the rescue!

¿Puedo añadir mi tarjeta a Apple Pay o Google Pay?

¡Sí! No solo puedes pedir una tarjeta física, ¡sino que también puedes agregarla virtualmente a Apple Pay o Google Pay!

¿Cómo mantenemos segura y protegida la información personal confidencial?

Hemos implementado varias formas de proteger su información personal:

  • Cifrado: Toda la información confidencial se cifra en los protocolos estándar de tránsito.
  • Controles de acceso: El acceso a la información confidencial está restringido a un número limitado de personal autorizado, que está sujeto a verificaciones de antecedentes y monitoreo de seguridad continuo.
  • Políticas de protección de datos: Modak ha establecido políticas estrictas de protección de datos, incluidas políticas de retención y eliminación de datos, para garantizar que la información confidencial no se conserve durante más tiempo del necesario.
  • Cumplimiento: Modak se adhiere a las normas de seguridad y privacidad pertinentes, incluidas las impuestas por la Oficina de Protección Financiera del Consumidor (CFPB), para garantizar que la información confidencial se maneje de manera que cumpla con los más altos estándares de seguridad y privacidad.

‍

¿Qué edad debo tener para unirme a Modak?

Para inscribirte, debes tener entre 13 y 17 años. Tus padres o tutores serán los titulares de la cuenta y te permitirán usarla. Las cuentas para menores de 13 años estarán disponibles pronto.

¿Hay algún cargo?

No hay cargos ocultos asociados a Modak. No cobramos por abrir una tarjeta ni por la mayoría de nuestros servicios. Sin embargo, si necesitas servicios rápidos o premium, nuestra aplicación te los mostrará y te pedirá permiso antes de cobrar las tarifas. Si no, puede utilizar nuestros servicios regulares, que son la mayoría de nuestros servicios, ¡de forma gratuita!

See all FAQs

Features
No Monthly feesThe AppDebit cardChores & AllowanceGood habits, gamifiedSavingsMoney management
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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of October 31st, 2024.

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.

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