For Parents & Kids

Your kids’ financial foundations starts with us

Empower your kid with Modak's Visa® debit card and app, offering learning, rewards, and peace of mind for families.

Open an account in minutes
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
Debit card for kids & teens, app for families

FROM THE INVESTORS OF

Pay using your balance
In seconds

The app to unlock your 
kid’s financial future

Guide your kid’s financial journey with Modak’s family-friendly app. Parents can fund accounts, assign chores, set allowance, monitor expenses and receive real-time spending notifications.

App for families
Financial learning app for kids and teens

Enhance their learning with in-app challenges & rewards

Kids learn financial skills and develop healthy habits through in-app challenges and features, earning real rewards they can convert to dollars with their Visa® debit card.

Choose from one of our personalized debit cards for your kid

Debit card for families and kids
Pick a card
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Why do parents choose Modak?

App for families
It’s an app for families

Personalized Visa® Debit Card for your kid.
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Help your kid create savings goals.
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Manage chores and set allowance.

Secure debit card for kids and teens
It’s safe

Receive real time spend notifications.
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Use biometrics to access the app.
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We encryption to keep your sensitive information.

Debit card for kids & teens
It’s accessible

No monthly subscription fees*.
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No minimum deposits.
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24/7 customer service.

Trusted by customers just like you

This is a great card for a teen. I love all the features and how easy it is to navigate.

- Sasha S.

Great app. My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great card!! My son is so happy and is more responsible with the chore money he earns now! Having this card is teaching him to be financially responsible.

- Lamiyah H.

This is a great card for a teen. I love all the features and how easy it is to navigate.

- Sasha S.

Great app. My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great card!! My son is so happy and is more responsible with the chore money he earns now! Having this card is teaching him to be financially responsible.

- Lamiyah H.

4.8 App Store Rating

Based on thousands of reviews as of June 24th, 2024

Open your account
in minutes

Get started

No minimum deposits or
monthly fees required.*

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Seeking answers? FAQ to the rescue!

¿Puedo añadir mi tarjeta a Apple Pay o Google Pay?

¡Sí! No solo puedes pedir una tarjeta física, ¡sino que también puedes agregarla virtualmente a Apple Pay o Google Pay!

¿Cómo mantenemos segura y protegida la información personal confidencial?

Hemos implementado varias formas de proteger su información personal:

  • Cifrado: Toda la información confidencial se cifra en los protocolos estándar de tránsito.
  • Controles de acceso: El acceso a la información confidencial está restringido a un número limitado de personal autorizado, que está sujeto a verificaciones de antecedentes y monitoreo de seguridad continuo.
  • Políticas de protección de datos: Modak ha establecido políticas estrictas de protección de datos, incluidas políticas de retención y eliminación de datos, para garantizar que la información confidencial no se conserve durante más tiempo del necesario.
  • Cumplimiento: Modak se adhiere a las normas de seguridad y privacidad pertinentes, incluidas las impuestas por la Oficina de Protección Financiera del Consumidor (CFPB), para garantizar que la información confidencial se maneje de manera que cumpla con los más altos estándares de seguridad y privacidad.

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¿Qué edad debo tener para unirme a Modak?

Para inscribirte, debes tener entre 13 y 17 años. Tus padres o tutores serán los titulares de la cuenta y te permitirán usarla. Las cuentas para menores de 13 años estarán disponibles pronto.

¿Hay algún cargo?

No hay cargos ocultos asociados a Modak. No cobramos por abrir una tarjeta ni por la mayoría de nuestros servicios. Sin embargo, si necesitas servicios rápidos o premium, nuestra aplicación te los mostrará y te pedirá permiso antes de cobrar las tarifas. Si no, puede utilizar nuestros servicios regulares, que son la mayoría de nuestros servicios, ¡de forma gratuita!

See all FAQs

Features
No Monthly feesThe AppDebit cardChores & AllowanceGood habits, gamifiedSavingsMoney management
Safety
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Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of October 31st, 2024.

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of October 2024) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USD is processed instantly upon meeting the minimum balance requirement. This program does not accrue interest and (0.00% APY) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.

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