Kids’ debit card for chores & allowances

Manage chores and allowances with Modak, the kids debit card for chores and rewards.

Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.

Chores and allowance app for kids and teens

FROM THE INVESTORS OF

Teach and reward in your own way

Chores

Assign recurring chores for kids. Goodbye unmade beds, hello responsible young adults.

Up for Grabs

Have multiple kids? Set a chore for them all — the first to complete it gets the reward.

Kid-created chores

Kids can independently create chores, but you review and pay.

One-time goal

Have a one time task? Assign it to your kid along with the reward through the Modak Makers app.

Allowance

Choose your kid’s allowance amount and schedule the dates and frequency.

Chores app for kids and teens

Manage chores with a chore app for kids

Easily assign personalized chores with Modak’s chore app for kids. Track progress and get real-time proof when tasks are completed.

Set allowance or
mimic a paycheck

Easily schedule a personalized allowances, with Modak’s allowance app for kids. Payments go straight to their kids allowance card, teaching real money skills.

Chores app for kids & teens

Money skills start here

No minimum deposits or
monthly fees required.*

Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.

Seeking answers? FAQ to the rescue!

Can I add my card to Mobile wallets?

Yes! Not only can you order a physical card, you can also add your card virtually to Apple Pay or Google Pay!
Log in to your account
Go to the card section below in the middle
Then go to “Add to Apple/Google Wallet/”
Create the PIN for the virtual card, if you have already created the PIN use that one.

Are there any fees?

There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.

How old do I have to be to join Modak?

To sign up, you should be below 18 years old. Your parent or guardian will be the account holder, allowing you to use it.

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See all FAQs

Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.

Modak is a financial technology company and not a FDIC insured financial institution.

Funds deposited into a Deposit Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

(*) Fees for expedited or premium services may apply. See for applicable fees. Find out more in our Cardholder Agreement
(1) Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'Em All feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of January 2025) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USD is processed instantly upon meeting the MBX minimum balance requirement. This program does not accrue interest and (0.00% Annual Percentage Yield (APY)) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.
(8) Roblox Rewards applies only after ordering the physical debit card and using the code "Roblox" during the sign up process. Learn more in the Terms and Conditions.
(9) The savings pocket is designed to help you manage your savings goals. A Modak boost is applied only to eligible funds. Terms and conditions apply.
(10) This review was sourced from the App Store, where customers voluntarily shared their experiences. Individual results may vary. This testimonial reflects the opinion of one customer and is not a guarantee of future performance. App Store ratings as of April 15th, 2025.
(11) Based on NerdWallet’s independent editorial evaluation in their article, ‘10 Best Banking Apps and Debit Cards for Kids and Teens 2025.’
(a) Greenlight pricing starts at $5.99/month as of August 2025.
(b) Referral Program Terms and conditions apply.

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3000 Sand Hill Road · Building 4 Suite 230 · Menlo Park, CA 94025