Family Banking
Made Easy

Unlock your kid’s financial future with a Modak Visa® Debit Card

Open an account in minutes
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

FROM THE INVESTORS OF

The ultimate money app for families

Everything you need, made fast, safe, and simple.

Chores & Allowance

Manage your kids’ chores and pay their allowance, all in the Modak Makers app.

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5 Chores
Completed

Good Habits, Gamified

Kids earn rewards from learning, easily turned into dollars to spend with their Modak Debit Card.

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Riley earned MBX
for Learning today

Money Management

Simplifying how parents top-up accounts and how kids get paid.

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$20 Sent to your kid
In seconds · No fees

Savings

Help your kids save for their goals, from buying a book to funding their college education.

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Their own VISA® Debit Card

Free shipping

Get the Modak Card shipped to you with no cost.

Monitor spending

Real-time notifications on purchases.

debit card for kids and teens
Pick a card
Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Global debit card

Can be used anywhere Visa® is accepted, both in-store and online.
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Pay with Apple Pay & Google Pay

Add your Modak Visa® Debit Card to Apple Pay and Google Pay for easy contactless payments.

Monthly fees?
  Not anymore

Banking should be affordable and accessible to everyone.
Not just the privileged and wealthy.

All of our core offerings are free*.
We only charge for premium services. 

And we only do that by asking you first!
No hidden fees.

Financial app for kids & teens

Security & support you can trust

Serious security

Your account's data is encrypted and secured according to the strictest regulations.

24/7 Customer Support

Chat with real people. Also available in Spanish during business hours.

Parental Controls

You can easily lock and unlock your kid’s card, ensuring you have control over their spending.

Biometrics for extra security

At Modak, we prioritize your security with features like fingerprint and facial recognition for app access.

Trusted by customers just like you

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

My son loves his debit card and it's easy to transfer money to his card and it's real easy to work and use to set task for your kids to earn money. Also customer service is fast and very helpful.

- Tasha W.

Great fast customer service, love this card for my daughter way better than any other loaded card out there

- Aiko W.

I’m an 11-year-old kid and I love this app helps me manage my money way better and my mom didn’t trust me before this app. Thank you, Modak.

- Taylor K.

4.8 App Store Rating

Based on thousands of reviews as of June 24th, 2024

Open your account
in minutes

Get started

No minimum deposits or
monthly fees required.*

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Seeking answers? FAQ to the rescue!

¿Puedo añadir mi tarjeta a Apple Pay o Google Pay?

¡Sí! No solo puedes pedir una tarjeta física, ¡sino que también puedes agregarla virtualmente a Apple Pay o Google Pay!

¿Cómo mantenemos segura y protegida la información personal confidencial?

Hemos implementado varias formas de proteger su información personal:

  • Cifrado: Toda la información confidencial se cifra en los protocolos estándar de tránsito.
  • Controles de acceso: El acceso a la información confidencial está restringido a un número limitado de personal autorizado, que está sujeto a verificaciones de antecedentes y monitoreo de seguridad continuo.
  • Políticas de protección de datos: Modak ha establecido políticas estrictas de protección de datos, incluidas políticas de retención y eliminación de datos, para garantizar que la información confidencial no se conserve durante más tiempo del necesario.
  • Cumplimiento: Modak se adhiere a las normas de seguridad y privacidad pertinentes, incluidas las impuestas por la Oficina de Protección Financiera del Consumidor (CFPB), para garantizar que la información confidencial se maneje de manera que cumpla con los más altos estándares de seguridad y privacidad.

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¿Qué edad debo tener para unirme a Modak?

Para inscribirte, debes tener entre 13 y 17 años. Tus padres o tutores serán los titulares de la cuenta y te permitirán usarla. Las cuentas para menores de 13 años estarán disponibles pronto.

¿Hay algún cargo?

No hay cargos ocultos asociados a Modak. No cobramos por abrir una tarjeta ni por la mayoría de nuestros servicios. Sin embargo, si necesitas servicios rápidos o premium, nuestra aplicación te los mostrará y te pedirá permiso antes de cobrar las tarifas. Si no, puede utilizar nuestros servicios regulares, que son la mayoría de nuestros servicios, ¡de forma gratuita!

See all FAQs

Features
No Monthly feesThe AppDebit cardChores & AllowanceGood habits, gamifiedSavingsMoney management
Safety
Company & Legal
Why Modak
About usPoliciesTerms of ServicePrivacy PolicyCareersContact us
Resources
Learning HubModak Vs GreenlightFAQ
Stay Tuned

Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.

Modak is a financial technology company and not a FDIC-insured bank

Funds deposited into Checking Account may be eligible for up to $250,000 of FDIC insurance.

The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

App Store and Play Store ratings as of October 31st, 2024.

(*) Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.
(1) Checking account and the Modak Visa® debit card issued by Lewis & Clark Bank, Member FDIC.
(2) For more information about MBX, visit our MBX Policy.
(3) The savings goals feature is intended to assist you in planning and tracking your savings progress. It does not imply or guarantee any interest earning.
(4) For more information about this study, click here.
(5) Modak Scratch 'em all feature Terms and Conditions apply.
(6) $6 Welcome bonus. Terms and conditions apply.
(7) The MBX Rewards Program allows all customers, whether they have a Card or not, to earn MBX through eligible activities such as completing challenges, using the walking feature, or making purchases. However, only customers with a Card can redeem MBX for monetary rewards. A minimum balance of 100 MBX (approximately $1.00 USD as of October 2024) is required for redemption, though the value is subject to change and not guaranteed; for details, visit MBX Policy. No minimum balance is required to open an account, and redemption of MBX into USD is processed instantly upon meeting the minimum balance requirement. This program does not accrue interest and (0.00% APY) applies.
(**) Welcome Bonus and Referral program terms and conditions apply.

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