Raise a financially smart child with the MoCard, a debit card with rewards on top.
Get the card in 5 minutes, no monthly fees¹
Modak Visa Card for kids and teens
Trusted by thousands of families
FROM THE INVESTORS OF
Kids and teens can start saving, earn while they learn, and understand how money works, all while you stay in control of their spending.
1. Create your Parent Account
As with other financial services, we need some information from you for regulatory compliance
2. Create your Teen’s Account
Your kid or teen needs to be between 0 and 17 years old to get the Modak card.
3. Easy funding and secure spending
Easily load $ to your teen through multiple transfer options and have control over their spending
Modak makes revenues from the interchange fees that Visa charges merchants for processing the transaction. Modak uses that revenue to offer MoCard and other services to our customers. Moreover, Modak generate revenue from our partnerships with brands on merchant offers.
Follow these instructions to activate the physical card:
We will need to submit your parents information to the bank partner to open an account on your behalf This includes:
We have implemented several ways to protect your personal information:
There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.