Get SMART about saving for college!

Are you thinking about your future after high school? Maybe you're already dreaming about college and what kind of career you want to pursue. Whatever your aspirations may be, it's never too early to start setting financial goals to help make those dreams a reality. That's where the SMART strategy comes in!

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SMART makes your goals more manageable and less overwhelming. You can track your progress, adjust your plan as needed, and celebrate your successes along the way. You can create a plan that works for you to clarify what you want to achieve and how you're going to get there.

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Sign up using the unique code HUB_COLLEGESAVINGS and earn $10 by funding your account with $10. Start exploring Modak’s features now to unlock your reward!¹

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But how can you use SMART for your college…?

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Let's say you're a high school student who's got their eyes set on college. You know you need to save some cash to pay for tuition, but where do you start? By using the SMART strategy, you can create a plan that works for you. This is an example of how you can do it:

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1. Specific: "I want to save $5,000 for my first year of college tuition."
2. Measurable: "I want to save $500 every month for the next 10 months."
3. Achievable: "I can work part-time during the school year and save money from my summer job to reach this goal."
4. Relevant: "This goal is important to me because I want to be able to afford college without taking on too much debt."
5. Time-bound: "I want to save $5,000 by the time I start college in September of next year."

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By using the SMART strategy, you can break down your financial goals into manageable steps. You can open a savings account, find a part-time job, and track your progress along the way. And don't forget to celebrate your successes!

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With SMART, you'll be well on your way to achieve your financial goals and ace your way to higher education!

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