All-in-one money app and Visa® Debit Card for kids & teens with no monthly fees
Open an account in minutesFROM THE INVESTORS OF
Banking should be affordable and accessible to everyone.
Not just the privileged and wealthy.
All of our core offerings are free*.
We only charge for premium services.
And we only do that by asking you first!
No hidden fees.
We have implemented several ways to protect your personal information:
There are no hidden fees associated with Modak. We don't charge for opening a card and most of our services. However, if you need expedited or premium services, our app will show you and ask for your permission before charging the fees. For example, we charge $0.50 for debit cards (and 3% extra for credit cards and Apple/Google Pay) when you load your kid’s modak card with your debit or credit cards. Do note that our normal ACH - funding via your other bank accounts - is free.
To sign up, you should be below 18 years old. Your parent or guardian will be the account holder, allowing you to use it.