Modak is the all-in-one money app that helps kids and teens learn to spend, save, and manage real money in the real world.
Free plan available — no monthly subscription required.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.Some card designs are available only with a subscription plan.
From the investors of
Airbnb
Cash App
Slack
StockX
PelotonCreate your Modak account and enter your friend's referral code when you sign up.
Get your Modak card ready in the app so you can start spending in the real world.
Make at least $10 in purchases with your card. You and your friend each earn a $10 reward.
To earn the reward, the referred customer must complete account registration and identity verification using the referral code, request a physical Modak card, and spend at least $10 with their virtual or physical card; the referrer and the referred customer each receive $10. The $10 reward amount is current as of July 2026 and may change; limit of 8 referrals per account. Rewards are funded solely by Modak and are subject to our Referral Program Terms & Conditions.
Everywhere Visa® is accepted. Tap to pay, shop online, use in stores. Virtual card ready instantly, with a physical card in dozens of designs to choose from.
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.Some card designs are available only with a subscription plan.
“My son loves his debit card and it's easy to transfer money to his card. Setting tasks for the kids to earn money is real easy.”
“Absolutely love this app — I can see what my child is spending and it costs me nothing. Finally teaching responsibility with money easier than cash.”
“Great app! All four kids and this mom are loving it. Simple and uncomplicated unlike some other financial apps.”
Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured.
Modak is a financial technology company and not a FDIC insured financial institution.
